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Bank-in-a-Box

A complete digital bank, live under your brand.

Everything a customer touches and everything your teams need to run it, integrated with the core banking system you already have. Deployed in under sixteen weeks.

Live deployments

Two banks are running it today.

Maly UAE

A branded neo-banking experience live with ruya, a CBUAE-licensed bank. UAE Pass onboarding with biometric verification, instant account funding, cards, savings and investment.

LiveUAE
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FIKA

A full neo-bank live in Tanzania with Africa & Gulf Bank, launched in under twenty weeks. Sub-minute onboarding, group savings, merchant and government bill payments.

LiveSorenTech
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Deployments live today

Modules

Nine modules. Yours to choose from.

Each runs standalone and each is branded or white-labelled as yours. Nothing here says Maly to your customer.

Digital Onboarding
Full suite, self and assisted
Multi-Accounts
Multiple currencies and IBANs
Cards
Issuing and expense management
Payments
Instant P2P, QR and links
Lending
Powered by AI and ML scoring
Savings
Micro and group
AI Companion
Service and communication
Recommendation
Cross-sell and upsell engine
ValueBooster
Segmented offers

Deployment

Integrates with your existing core banking

No rip and replace. The integration fabric connects to the core, the switch and the bureaus you already run.

Time to market

Under 16 weeks

From contract to a live, branded digital bank carrying real customers.

Runs where you need it

On-premise or your cloud

Inside your regulatory perimeter. Your data stays where your regulator expects it.

Who it is for

You hold the license. You are missing the product.

Newly licensed institutions

A license, capital and a launch deadline, but no platform and no time to build one.

Established banks launching a second brand

A digital-first proposition that cannot wait for the incumbent core's release cycle.

Groups standardising across markets

One platform deployed repeatedly, adapted to each regulator and rail rather than rebuilt.

How a deployment runs

Four phases, sixteen weeks.

  • Discovery and integration lock

    Two weeks. We map the core banking surface, the switch, the identity provider and the data residency constraint, and agree the module set.

  • Configuration and branding

    Product catalogue, limits, fees, risk rules and the full customer experience under your brand, not a template with your logo dropped in.

  • Integration and certification

    Connections built and certified against the core, the national switch, card schemes, bureaus and identity. Security testing before anything opens.

  • Pilot, then launch

    A controlled cohort first, then public launch. We run it alongside your team for as long as the commercial model says we should.

Start the conversation

See what sixteen weeks buys.

Send us your core banking system, your license type and your launch date. We will come back with a module set and a plan.