Financial Infrastructure
built for speed and scale
Maly builds and operates the platform behind banks, mobile money operators and licensed institutions. One unified stack, from core services to the customer's screen. Live in six markets.
Where we operate
Our market presence.
How institutions deploy Maly
Ready-to-launch infrastructure. A complete digital bank, live under your own brand, integrated with your existing core.
Bank-in-a-Box
Bring an existing digital banking or digital finance platform up to current standard, module by module, without a rip and replace.
Digitization
Revenue enablers that plug into a platform you already run: payments, lending, savings, commerce, scoring.
Enablers
A platform engineered for one institutional mandate, assembled from proven parts and operated with your team.
On-demand
The Maly technology stack
Certified information security since 2024.
Same codebase in every mode. Your data stays where your regulator expects it.
Core banking, mobile money, switches, bureaus, card schemes, digital identity.
Scoring, recommendation and agentic service built in, not bolted on.
Proof, not slideware
Deployed, live and carrying real volume.
Branded digital banking live with ruya. UAE Pass onboarding, instant account funding, cards, savings and investment.
A 1,000+ SKU voucher marketplace inside a mobile money wallet, with referral, rewards and the transaction data it generates.
Digitised tontines, shared gifting pots, savings pockets and community crowdfunding inside the wallet.
Start the conversation
Start with a conversation, not a procurement cycle.
Tell us which layer you need. We will come back with a scope, a timeline and the institutions we have done it for.