Private & Invite-Only
Every Circle is created by a user and stays private. Only invited members can join, keeping it secure and personal.
Fully Customizable
Set frequency, member order, contribution size, and payout sequence
Automated
Automated collections, and disbursements. users stay informed every step of the way.
Culturally Aligned
Circle mirrors traditional ROSCA models making it familiar yet frictionless
Maly Circle
Empower your users to start private, invite-only saving groups rooted in regional ROSCA practices.
Social spending, made simple
Enable users to pool funds into shared wallets for goals, gifts, or expenses.
Everyday Saving, Made Automatic
Users can round up transactions or commit to recurring top-ups with flexible plans for short or long-term goals.
Luna, Your Financial Coach
Luna recommends better ways to spend, save, and stay financially healthy.
