Community-powered money experiences in one platform

Modernizing Jamʿiyas for the Digital Age

Private & Invite-Only

Every Circle is created by a user and stays private. Only invited members can join, keeping it secure and personal.

Private & Invite-Only

Every Circle is created by a user and stays private. Only invited members can join, keeping it secure and personal.

Private & Invite-Only

Every Circle is created by a user and stays private. Only invited members can join, keeping it secure and personal.

Fully Customizable

Set frequency, member order, contribution size, and payout sequence

Fully Customizable

Set frequency, member order, contribution size, and payout sequence

Fully Customizable

Set frequency, member order, contribution size, and payout sequence

Automated

Automated collections, and disbursements. users stay informed every step of the way.

Automated

Automated collections, and disbursements. users stay informed every step of the way.

Automated

Automated collections, and disbursements. users stay informed every step of the way.

Culturally Aligned

Circle mirrors traditional ROSCA models making it familiar yet frictionless

Culturally Aligned

Circle mirrors traditional ROSCA models making it familiar yet frictionless

Culturally Aligned

Circle mirrors traditional ROSCA models making it familiar yet frictionless

Discover Maly's Features

Maly Circle

Empower your users to start private, invite-only saving groups rooted in regional ROSCA practices.

Maly Circle

Empower your users to start private, invite-only saving groups rooted in regional ROSCA practices.

Maly Circle

Empower your users to start private, invite-only saving groups rooted in regional ROSCA practices.

Social spending, made simple

Enable users to pool funds into shared wallets for goals, gifts, or expenses.

Social spending, made simple

Enable users to pool funds into shared wallets for goals, gifts, or expenses.

Social spending, made simple

Enable users to pool funds into shared wallets for goals, gifts, or expenses.

Everyday Saving, Made Automatic

Users can round up transactions or commit to recurring top-ups with flexible plans for short or long-term goals.

Everyday Saving, Made Automatic

Users can round up transactions or commit to recurring top-ups with flexible plans for short or long-term goals.

Everyday Saving, Made Automatic

Users can round up transactions or commit to recurring top-ups with flexible plans for short or long-term goals.

Luna, Your Financial Coach

Luna recommends better ways to spend, save, and stay financially healthy.

Luna, Your Financial Coach

Luna recommends better ways to spend, save, and stay financially healthy.

Luna, Your Financial Coach

Luna recommends better ways to spend, save, and stay financially healthy.

Multi‑Cards

Manage expenses, set spending limits and share cards with the family

Multi‑Cards

Manage expenses, set spending limits and share cards with the family

Multi‑Cards

Manage expenses, set spending limits and share cards with the family

One-Click Marketplace

Enable frictionless purchases of digital credits from top brands using Maly balance or card

One-Click Marketplace

Enable frictionless purchases of digital credits from top brands using Maly balance or card

One-Click Marketplace

Enable frictionless purchases of digital credits from top brands using Maly balance or card

Round-ups & Grow Plans

Convert spare change into progress. Round-up everyday spending or set recurring contributions toward goals

Round-ups & Grow Plans

Convert spare change into progress. Round-up everyday spending or set recurring contributions toward goals

Round-ups & Grow Plans

Convert spare change into progress. Round-up everyday spending or set recurring contributions toward goals