Get started in minutes
Verify your identity, complete your application and start using your account—all in minutes.
Secure Account Setup
Your bank account is issued by Ruya Community Islamic Bank, licensed by the Central Bank of the UAE.
Transfer instantly
Send and receive money across the UAE in seconds.
Multi Cards (Coming Soon)
Create separate cards for everyday spending, subscriptions, travel and more, all from one account.
Private & Invite-Only
Every Circle is created by a user and stays private. Only invited members can join, keeping it secure and personal.
Fully Customizable
Set frequency, member order, contribution size, and payout sequence
Automated
Automated collections, and disbursements. users stay informed every step of the way.
Culturally Aligned
Circle mirrors traditional ROSCA models making it familiar yet frictionless
