Maly’s Financial Assistant is your personalized AI mentor within the Maly money management platform. It analyzes your spending habits and provides intelligent, actionable advice to reach your financial goals. Got a big vacation on the horizon? Maly will recommend the best budgeting feature for you. Looking for a bargain? MALY will direct you to the best deals on MALY Bazaar [coming soon].The more you interact, the better it learns your needs and tailors its guidance.

MalyGPT is a separate tool within Maly’s FinAI ecosystem. It’s a generative AI tool that speaks to you like a human to answer your financial questions.

Ask MalyGPT anything money-related, from budgeting basics to complex financial concepts, and get an instant smart answer at your fingertips.

Maly goes beyond a single Visa debit card.

Design custom cards for different purposes, such as a "Vacation Fund" for your dream trip, a "Spending Card" with a pre-loaded amount for a family member, or a separate card for daily essentials.

This flexibility empowers you to manage your finances precisely and keep your budgeting on track.

Maly's innovative round-up and auto funding features helps you afford the finer things in life by rounding up purchases to build toward the desired amount and make automated deposits to your Maly cards. The power of incremental round-ups means you’ll barely notice as your fund accumulates.

Security is paramount at Maly. Your funds are protected by Visa's security systems, backed by a reliable insurance scheme. Maly uses a robust security infrastructure and adheres to the strictest app store regulations to safeguard your personal information.

You can focus on achieving your financial goals with complete peace of mind.