The joint venture
SorenTech deploys the Maly platform across MEA.
A joint venture between Maly Tech and Soren Investment Company, formed to take the Maly platform into East Africa and Pakistan. Maly supplies the technology. SorenTech supplies market access, banking relationships and local delivery.
What it is
One platform, two owners, three live product lines.
Soren Investment Company holds banking assets across East Africa. Rather than buying a core banking vendor for each, the group chose the Maly platform as the backbone and formed SorenTech to deploy it. Soren Investment's shareholders include Royal Group Abu Dhabi and Dal Group.
- Maly Tech contributes the platform, the IP and the engineering capability
- Soren Investment contributes capital, market access and banking relationships
- The technology, platform and information security management system are ISO/IEC 27001:2022 certified
- SorenTech is a technology provider in every deployment. The partner institution holds the license
The SorenTech product lines
Three brands, built on the Maly stack.
Each carries its own brand in market and is clearly a SorenTech product. Underneath, all three run the same Maly platform.
Digital banking. Live in Tanzania with Africa & Gulf Bank: a full neo-bank launched in under twenty weeks, with group savings, marketplace and instant payments.
Digital transformation for an existing bank. Gulf African Bank's retail and business onboarding journeys rebuilt for self-service and assisted channels.
Shariah-compliant, merchant-led asset financing. In live testing with Burj Clean Energy Modaraba in Pakistan for clean energy assets.
Delivery record
Signed, built and deployed.
| Market | Programme | Partner institution | Delivered in |
|---|---|---|---|
| Tanzania | FIKA neo-bank, full digital banking stack | Africa & Gulf Bank | Under 20 weeks |
| Kenya | Digital transformation, onboarding first | Gulf African Bank | Under 8 weeks |
| Pakistan | OWNARA Shariah-compliant asset financing | Burj Clean Energy Modaraba | Under 16 weeks |
Deployment path: the Maly platform is deployed onto commercial banks held by Soren Investment in Tanzania and Kenya, and through the Burj Modaraba partnership in Pakistan.
How to read the two brands
Maly is the platform. SorenTech is a route to market.
Wherever you see the SorenTech marker on this site, the programme is contracted and delivered by the joint venture, and the product carries its own brand in market.
Everything underneath is the Maly stack: the same modules, the same intelligence layer, the same integration fabric, the same security posture. Institutions that contract with Maly directly get the identical platform.
Start the conversation
Start with a conversation, not a procurement cycle.
Tell us which layer you need. We will come back with a scope, a timeline and the institutions we have done it for.