Solutions
Four routes onto one platform.
Launch a bank. Modernize the one you run. Bolt on revenue. Or have a platform built for a mandate nobody else serves. Same stack underneath, same security posture, same deployment options.
Ready-to-launch neo-bank infrastructure. A complete digital bank live under your brand in under sixteen weeks, integrated with the core you already run.
Bring an existing digital banking or finance platform up to current standard, module by module. Onboarding, engagement and credit, without touching the ledger.
Modular products that plug into a platform you already run and start earning: onboarding, payments, savings, scoring and commerce.
A platform engineered for one institutional mandate, assembled from proven parts and operated with your team rather than handed over.
What every route shares
The differences are commercial. The platform is the same.
Certified information security, encryption at rest and in transit, HSM-backed keys, full audit trail.
On-premise or your own cloud tenancy, inside your regulatory boundary, with in-country hosting where required.
Core banking, mobile money, national switches, credit bureaus, digital identity, card schemes.
Scoring, recommendation and agentic service in the platform, not a separate purchase.
Pick by starting point
Where are you today?
| Your situation | The route | Typical time to live |
|---|---|---|
| We hold a license but have no digital product | Bank-in-a-Box | Under 16 weeks |
| We have a digital platform that has fallen behind | Digitization | From 8 weeks per module |
| We have customers and want more revenue per customer | Enablers | 4 to 6 weeks |
| We have a mandate no off-the-shelf platform serves | On-demand | Under 16 weeks |
| We need better credit decisions on the book we already have | Maly Score | Retro-scoring in 2 weeks |
Start the conversation
Start with a conversation, not a procurement cycle.
Tell us which layer you need. We will come back with a scope, a timeline and the institutions we have done it for.