Maly App

A next-generation neo-bank built on Maly’s fintech infrastructure.

Maly Circle

Circle brings the familiar concept of jamʿiyas into the digital world. Users start invitation-only savings circles with people they trust, with full transparency, flexible rules, and built-in reminders.

Gift Hive

Gift Hive turns group gifting into a structured, trackable experience. Whether it’s birthdays, weddings, or farewells — users can create gift pools, invite contributors, and collect funds seamlessly.

Pay Hive

Users to create pooled payments for shared goals and group expenses. PayHive is a modular, group wallet that lets multiple participants contribute funds and transact via a single, shared card controlled by the group admin.

Luna AI

Luna is Maly’s financial coach, built to deliver personalized financial insights and nudges in real-time. Whether users are spending, saving, or falling behind, Luna helps them stay one step ahead, without overwhelming them.

Luna AI

Luna is Maly’s financial coach, built to deliver personalized financial insights and nudges in real-time. Whether users are spending, saving, or falling behind, Luna helps them stay one step ahead, without overwhelming them.

Grow Plans & Round-Ups

Maly empowers users to build healthy financial habits without friction. With automated Grow Plans and micro-saving via Round-Ups, users can set money aside without changing how they spend.